Investment Philosophy Our Investment Philosophy revolves around the following tenets:Risk Tolerance – We monitor investment performance against several indices and other measures on an ongoing basis.Professional Management– Most folks don’t watch the markets on a full time basis, we do. We also have access to forecasting tools not readily available to the average investor. Performance – We monitor our performance against several indices and other measures on an ongoing basis. This helps us ensure that the investment continues to fit that category.Sector Rotation – There are sectors in the market. We “tune” our portfolios to take advantage of those sectors that we feel have the greatest upside potential with what we deem to be acceptable risk. Personal Service – We work for you. We believe in quarterly reviews with all our clients. We are never too busy to speak with you about your investments or to explain what is happening in the markets. Sector rotation involves the risk that the stocks of many of the companies in one sector can fall in price at the same time because of an event that affects the entire industry. Recommendations based on sector analysis may not take into account individual client suitability. You should discuss the appropriateness of such investment strategy with your financial advisor.